15 Best Money Making Apps

Did you know that there are several money making apps to help you pay the rent or other expenses.

It’s a good thing to have a variety of options for making money. Everyone has bills to pay and expenses to cover. Having a traditional job to cover those expenses is smart. But what about having access to some other avenues for earning cash?

Different apps offer different earning avenues. Some allow you to make money from the comfort of your own home. Others send you out on the road.

Here is a list of apps that you can download and start earning some money.

In This Article

Top Money Making Apps

There are apps available that pay out for many different tasks and jobs. This is good news for you because it offers you a variety. Let’s say one money making app doesn’t appeal to you. All you need to do is try another one and see if that will be a better fit.

Lets get started!

1. Ibotta

Ibotta is an app that will help you save money on groceries. It does this by giving you cash rebates for items you purchase. Here’s how it works.

First, you need to sign up with Ibotta. Next, you download the app on your smartphone.

Then, Ibotta will ask you the names of the local stores where you do your grocery shopping. By sharing the stores you shop at you can find the best Ibotta deals. Ibotta partners with dozens of big and smaller name grocery stores. You can find Ibotta partners all over the United States.

Before you go shopping, you look for rebates for items you want to buy. Choose the grocery store you’ll shop at for specific offers. Then you shop and buy the items that qualify for the rebates. When you’re done, you take a picture of your receipt and send it to Ibotta.

Within two days, Ibotta puts the cash you earn into your Ibotta account. You can use PayPal to transfer the cash to your bank account.

Ibotta makes it easy to save money – no having to find or clip coupons. The app helps you save by putting your earnings into a separate account. And you can use that money to pay for whatever you want.

Ibotta

Earn cash on everyday purchases.

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2. Swagbucks

Swagbucks will pay you cash for doing things you might be doing already.  You’ll earn points for watching videos online and playing online games. You can earn for shopping online, searching the web and taking surveys.

When you are ready to cash out your points, you can use them to get gift cards. They have cards from popular stores such as Amazon, Walmart, Target and others.

You can also redeem your points for cash for your PayPal account. You can use that cash to pay your rent. Have you paid your rent and other necessities? In this case, use your Swagbucks earnings to save for a vacation. Or use it to buy that new item you’ve been saving for.

The tasks Swagbucks will pay you for doing are easy. Therefore, you probably won’t even realize you are “working” and earning money.

Swagbucks

Earn points by playing games, watching videos, or browsing the internet and turn it into cash deposited into your PayPal account.

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3. InboxDollars

InboxDollars partners with trusted product brands. Their goal? To get members’ opinions on their products. To date, InboxDollars has paid their members over 50 million dollars. They must be doing something right.

People who sign up for InboxDollars share their opinion in surveys. They have a great free app available for members.

The company pays members for watching videos too. They’ll pay for shopping online as well as other tasks. As you earn points with InboxDollars, you can get paid in a number of ways.

You can ask for a gift card to your favorite store. They offer gift cards to Amazon, Best Buy, Barnes and Noble and others. Or you can get a pre-paid Visa reward card with your points. A third option is to ask for a check and get cash for your InboxDollars tasks.

InboxDollars

Make extra money online from home!

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4. I-Say

I-Say is an online survey rewards community run by Ipsos. You can earn I-Say points by taking surveys. Or you may be able to win prizes by entering contests on the site.

You can redeem your points when you reach a certain number of points. I-Say will let you trade points for gifts cards to your favorite stores. You can choose stores such as Amazon or Starbucks. Or you can ask to convert points to a PayPal deposit.

I-Say

Share your opinion for amazing rewards.

Sign-Up!

5. Trim

Trim is an almost effortless way for you to put cash in your pocket. Here’s how it works. Do you ever look over your bank and credit card statements? Have you ever seen a charge you didn’t expect to have?

Maybe it’s a charge for an annual membership to a gym. Or for a membership to a credit monitoring service. Maybe it’s a subscription for an online service.

Trim seeks out those hidden charges. They help you make sure you are only paying for things you want to pay for.

Trim’s money-saving service works like this. The first step is to sign up with Trim. You’ll give them secure access to your credit and debit cards.

After you do that, they monitor your accounts. They look for hidden monthly, semi-annual or annual charges that you may no longer want. Or maybe you’re not even aware of the charge.

Trim is Smart

The technology they use at Trim understands whether a charge is a normal reoccurring charge. They know that your regular trip to get your favorite latte is okay. They also know how to spot a charge you are unaware of. One example is an annual charge for a magazine subscription.

When they find those charges, Trim sends you a quick text or email. They’ll ask if you want the charges or automatic withdrawals to continue.

If you agree that you want the charge to continue, Trim leaves it alone. However, if you want to cancel the charge, Trim makes the call and does that for you. Then you’ll no longer have to pay for that charge.

Bonus: Trim will look at necessary charges such as auto insurance too. They’ll do some comparison shopping to see if they can find you a better rate.

They’re great at negotiating bills. They’ll work to save you money in a number of ways. And, they’ll make all the calls when it comes to canceling and switching services. Therefore you can spend your time doing important things like having fun.

Trim works to put more money in your pocket every month. They’ll help you make sure you’re not spending money on things you don’t want to pay for.

Trim

Let trim negotiate your bills so you can save money.

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6. Rakuten

Want to get paid cash for shopping? Rakuten is your answer. Since 2008 Rakuten has been giving members cold, hard cash when they shop. You just need to shop through the Rakuten portal.

From the Rakuten website:

“Stores pay us a commission for sending our members to their websites. We share it with you. It’s that simple!”

It really is that simple. And bonus: it’s free to join. Here’s how it works. First, you go to the Rakuten website and sign on to become a member.

The next time you go shopping, you do so by first logging into Rakuten. Click on the store you want to shop at, and Rakuten directs you to their website. You shop, add items to your cart and check out and pay like normal. Rakuten sends you a cash rebate for shopping at that store.

Cash Back Rebates from Thousands of Stores

Each store has a different rebate amount when you connect with them through Rakuten. Here are examples of what the rebate amount is for some stores at the time of this writing. Note that rebate percentages are subject to change:

• Amazon: 3.0% in select departments
• eBay: 2.0% in select departments
• Macy’s: 3.0%
• Kohl’s: 3.0%
• Walmart: 1.0%
• Barneys New York: 6.0%
• Ulta: 3.0%
• Nike: 1.5%
• Gap: 2.0%

The company partners with over 2,000 stores for cash rebates for members. This means the chances are good that stores you shop at are partners with Rakuten. In other words, you’ll get cash back as you shop.

Since you go shopping anyway, you may as well earn some cash back as you shop. Interested in earning even more money with Rakuten? Check out their referral program.

Rakuten will pay you cash when you refer friends and family members. If they become Rakuten members and make a qualifying purchase, you earn money.

Rakuten

Get cash back simply for shopping online at your favorite retailers.

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7. Decluttr

Got a lot of old electronics and other items sitting around? Why not make money with it by downloading the Decluttr app?

Decluttr will buy a variety of items from consumers. Some examples include DVDs, CDs and cell phones. They’ll buy books, Legos, game consoles and video games too.

You get an offer price when you enter your products’ barcodes on the site. They have a free app that makes it easy to do this.

Once you accept the offer for your stuff, you ship it to Decluttr. Don’t worry about expensive shipping costs – they send you a free shipping label. You need to use your own box, though.

It takes about a week for them to receive your stuff. They’ll assess the contents and send your money via Paypal. This can be a faster, easier way to sell your gadgets or other stuff. It can be easier than it would be to deal with personal buyers. Selling at a garage sale or online with Craigslist can be tedious.

8. Dosh

The Dosh app rewards you with cash back when you use the app for purchases. This app is for making online purchases or booking hotels. Just sign in to your Dosh app before you shop. Use it to connect to your favorite stores.

As a member, you’ll give Dosh your credit card information. They use high-level security to protect you. This will help you find ways to get cash back when eating out too. They search out rebate options for your favorite restaurants.

Dosh partners with stores, restaurants and other retailers. They work with retailers to gain them customers. Then they reward customers by offering cash back rebates for purchases.

After you accumulate at least $15 in rebates, you can transfer your cash from Dosh. They’ll put your money right into your PayPal account. You can also use direct deposit to your savings or checking account.

9. Acorns

The Acorns app helps you find hidden money to save and invest. There are a couple of ways to invest with Acorns. With their micro-investing feature, you connect Acorns to your bank account.

For every purchase you make, Acorns rounds it up to the next dollar and invests your spare change into an investment account. Acorns also has an automated investment account you can set up for retirement.

Acorns also partners with over 350 stores that will give you cash into your investment account when you make purchases through your Acorns app. The cost for the Acorns app is between $1 per month and $5 per month, depending on the plan you choose.

Acorns

For just $3/month you can get a robust financial wellness system. Invest spare change, save for retirement, earn bonus investments and much more.

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10. DoorDash

Delivering food from restaurants to customers is becoming popular. People are looking for convenient ways to eat restaurant meals. And they want to do so without leaving the house.

That’s where DoorDash comes in. This delivery app allows you to sign in and out as you’re available. It allows you to choose the jobs you want to take. And it shows in advance the pay you’ll earn if you accept a delivery job.

After you’ve completed the job, you notify DoorDash. They’ll pay you for the jobs you complete every week. Plus, you get to keep 100% of the tips you receive.

There’s one different and fun thing about DoorDash. That is that you don’t necessarily need to own a car to deliver meals.

Depending on the laws in your city, you may be able to deliver for DoorDash with a bike. Or with a scooter instead of your car. In some areas, you may even be able to walk to deliver for DoorDash.

Are you familiar with the restaurants in your area? Do you like the idea of delivering to clients? If so, this could be a great way for you to earn additional cash.

11. Airbnb

Do you have a spare room in your house or apartment? If so, you can make money with the Airbnb app. The Airbnb app will let you list your spare room available for rent.

People who are traveling for business or vacations often prefer renting from private parties rather than hotels. The accommodations typically have more of a homey, personal feel to them.

And you can often rent rooms for cheaper than what hotels charge due to the low overhead for you as a business owner. Cheaper rent is another inviting feature for travelers looking for a place to stay.

Depending on where you live, it’s not uncommon to earn $75 per night or more when renting out a room via Airbnb.

Airbnb

Become a host and start making extra money.

Sign-Up!

12. Truebill

The Truebill app helps you save money effortlessly by finding ways you can reduce or cancel your bills. Here’s how it works.

When you link the Truebill app to your accounts, Truebill looks for recurring bills or payments. Then it works to find ways you can lower the prices on those bills.

For instance, with your car insurance bill, Truebill will work to find you lower car insurance rates. Truebill also helps you make a spending plan that fits your budgetary needs and wants.

Truebill has a free plan that doesn’t cost anything to use. They have a premium plan as well. And there is a one-time commission the app will charge every time Truebill saves you money on a recurring bill.

Truebill

Start lowering your bills, managing subscriptions and tracking your budget with the Truebill app.

Sign-Up!

13. Wikibuy

Wikibuy is a free app that can help you save money when you make online purchases. Here’s how it works.

You shop online using Wikibuy’s free app, extension browser or by going to the Wikibuy site. As you shop, Wikibuy looks for lower prices, coupon codes and other ways to save you money on what you want to purchase.

Wikibuy will even look for lower priced alternative and related products for you.

And it’ll use your browsing history combined with other member purchases to help you find lower prices as well. All of this is done anonymously without revealing your identity to other members.

Wikibuy

Use Wikibuy to evaluate many shops at once and ultimately save money!

Start saving!

14. Fundrise

The Fundrise app will help you earn money via real estate investing. Instead of traditional real estate investing where you’ve got to purchase and manage a property, Fundrise is different.

With Fundrise, you invest in real estate via crowdfunding. You and a group of other investors all own a piece of a real estate property. And you share in the profits.

Investing with Fundrise means less cash up front and no need to worry about managing rental properties.

The minimum to invest in Fundrise is just $500. This is much more affordable than traditional real estate investing.

Fundrise

Invest in real estate with as little as $500. While most real estate investing platforms are only open to accredited investors, Fundrise makes it accessible to all investors.

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15. M1 Finance

M1 Finance is a robo-advising app that can help you earn money through investing. With M1 Finance you can open a taxable investment account or an IRA.

You can create your own investment portfolio or choose to invest in an M1 Finance pre-set portfolio. Also, you can buy fractional shares, which means you can invest with lower amounts of money.

As far as investment timing, you can handle your investments manually or set up automatic deposits to your investment account. M1 Finance has a host of different pre-set investment accounts you can choose from for all risk tolerance levels.

M1 Finance

A great way to invest in stocks and ETFs for free. That means no trading fees. They also have an app to track your investments easily on your phone.

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Summary

I’ve just shown you 15 different ways you can work to make money. You can use the money to help you pay the rent. Or you can use it for whatever other financial goals and needs you have.

Making money is easy when you know where to look. Have you used any of the apps mentioned here to earn cash? If so, what was your experience?

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